Applying for a mortgage

Next Step Program Does NOT Require First-Time Home Buyer Status

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The first-time home buyer requirements have been waived for the Next Step Program Robert Fishel, a mortgage broker with Nations Reliable Lending, LLC brought MHDC's The Next Step Program to my attention recently.  Some of...

The Financing Contingency On a Home Purchase

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The financing contingency clause on the standard St Louis Association of Realtors Residential Sale Contract provides protection for both the buyer and the seller.  This provision is very important to buyers and sellers in...

What You Need When Applying for a mortgage

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What you need when applying for a mortgage has changed significantly since the bubble burst.  The loan process has become more challenging for buyers to obtain a mortgage. Robert Fishel, a mortgage broker with Nations...
Credit Repair

Disputing your credit report could get easier

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Credit reporting changes will reform the industry Disputing your credit report could get easier according to Marcia Stolle who is a loan officer with Paramount Mortgage Company.  Here is Marcia’s article: Disputing a mistake on your...
mattress money

Step by step process for creating credit in the US

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Creating Credit in the US can be complicated for first generation immigrants My friend Vinh Tran is a loan officer with Pacific Union Financial, LLC.  He is first generation American and one of the best...
Mortgages

Warren Buffet says fixed mortgage a no brainer

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Loan Officer Marcia Stolle writes about fixed rate mortgages Marcia Stolle is a loan officer with Paramount Mortgage Company.  In her recent article about fixed rate mortgages she mentions that Warren Buffet likes the fixed rate...
Credit Reports

Your credit score and delinquent medical debt

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Obtaining a mortgage is effected by your credit score and delinquent medical debt My friend Marcia Stolle with Paramount Mortgage just sent me this informative update on credit score revisions with regard to your credit score...
Getting a loan

What a banker sees when qualifying you for a mortgage

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What a Banker Sees when qualifying you for a mortgage Marcia Stolle is a mortgage loan officer with Paramount Mortgage who is a seasoned lender.  She knows how to counsel buyers to get the best loan and...